Privacy Policy

Google sign-in is optional. You can use Veowe without an account.

• Without an account, your data is stored locally on your device using your browser's storage.
• Local-only data may be lost if browser storage is cleared, you use private browsing, change device, or your browser removes site data.
• Signed-in data is stored in our backend and linked to the Google account you authenticated with.

Veowe stores the information you enter, including:

• Money project details — name, balances and category
• Settings and preferences (display, region, wording)
• Check-ins and balance events
• Payment schedules and reminders you set up

Bank connections are optional. By default Veowe does not connect to your bank and does not store bank credentials — everything is manually entered. If you choose to connect, see the section below.

If you choose to connect a bank account, Veowe may process read-only account information, balances, transactions, institution details and connection metadata through our secure open banking provider, such as TrueLayer. We use this data to suggest possible payment or savings contribution matches for your Veowe projects.

Veowe does not receive your bank password, cannot move money, and does not update your projects unless you confirm a suggested match. You can disconnect at any time from the bank connections settings. Bank data may be delayed or incomplete, and is used only for tracking and visualisation. Veowe does not initiate payments in the current version.

If you are not signed in, your projects, check-ins, schedules and preferences stay on your device in your browser's local storage.

If you sign in with Google, the same data is stored in our managed backend and linked to your account so it can travel with you between devices.

Card details are handled by Stripe, our payment provider. Veowe does not store full card details.

Veowe stores your unlock status and the Stripe identifiers needed to link the purchase to your signed-in Google account (such as customer and payment IDs).

Veowe stores optional display preferences — such as reduced motion, dyslexia-friendly mode, low-clutter mode and visual style choices — in your browser's local storage. These are never shared.

Educational content in the app is general information only. It is not personalised financial or debt advice.

The MVP doesn't include third-party analytics. If we add basic, privacy-respecting usage analytics later, this section will explain what's collected and how to opt out.

You can:

• Delete any project at any time from inside the app
• Clear local data via your browser settings
• Sign out at any time from the Account page

When you use the contact form, we store the email address you provide, your reason for contacting us, an optional name, an optional message, the page you submitted from, your browser user-agent, and basic metadata such as app version. If you're signed in, we also link the submission to your account ID.

These details are used to respond to your enquiry and improve accessibility. They are not used for advertising and are not shared with third parties.

Please do not submit bank passwords, full card details, or highly sensitive financial information through the contact form.

Privacy questions? Use the contact form and choose "Other" or email admin@veowe.com.